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PCI DSS compliance services

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Secure payment card data and reduce compliance risk for a sustainable PCI program
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Organizations today face increasing pressure to secure payment environments, reduce their compliance burden and keep pace with evolving Payment Card Industry Data Security Standard (PCI DSS) requirements. RSM helps merchants, service providers, software providers, financial institutions and other organizations navigate the complexities of PCI DSS compliance.

Recognized by the PCI Security Standards Council as a Qualified Security Assessor (QSA) company, an Approved Scanning Vendor (ASV) and a Secure Software Lifecycle (Secure SLC) Assessor company, RSM provides PCI advisory services, PCI DSS readiness reviews, Report on Compliance (ROC) assessments, Self-Assessment Questionnaire (SAQ) support, penetration testing, vulnerability scanning and continuous compliance services. Our professionals help organizations define their PCI DSS scope, address compliance gaps, validate controls and maintain compliance across evolving payment environments.

Strengthen your PCI compliance program

Connect with RSM professionals to discuss your PCI DSS scope, assessment obligations and compliance priorities >

Does PCI DSS apply to my organization?

PCI DSS applies to merchants and service providers that store, process or transmit account data. It can also apply to organizations whose systems, services or personnel can affect the security of another entity’s cardholder data environment (CDE), including certain managed service providers, data centres, cloud service providers and other third parties supporting payment environments.

A well-defined PCI DSS scope helps your organization understand obligations, focus resources on the systems and processes that affect payment card security, and identify opportunities to reduce compliance complexity through segmentation, outsourcing, tokenization or architectural changes.

How RSM can help

RSM supports the full PCI compliance lifecycle. We combine payment security knowledge with cybersecurity, cloud, application security, network security, governance and risk management capabilities to help organizations assess, improve, validate and maintain PCI DSS compliance. Our solutions can help your organization:

PCI DSS advisory services

Our portfolio of PCI DSS advisory services helps your organization move beyond point-in-time compliance by aligning security, governance, technology and operational processes with a connected strategy. Whether your goal is to reduce PCI scope, prepare for an upcoming assessment, modernize your payment ecosystem, strengthen governance or sustain compliance year round, our advisors provide practical guidance tailored to your business objectives.

PCI DSS scope optimization

Many organizations struggle with PCI environments that have grown overly complex, expensive to manage and difficult to understand. Our PCI DSS scope optimization services help you gain clarity about your cardholder data environment, identify opportunities to reduce compliance burden and create a more efficient path to compliance.

We work with your organization to analyze payment flows, evaluate network segmentation, identify cardholder data exposure and develop strategies that reduce the size and complexity of your PCI environment. Through targeted assessments and architecture recommendations, we help you establish a defensible PCI scope that can lower compliance costs, reduce assessment effort and improve operational efficiency.

The result is a streamlined payment environment that enables your organization to focus resources where they matter most while maintaining confidence in your compliance posture.

PCI DSS readiness and compliance transformation

Preparing for a PCI DSS assessment should not be an exercise in uncertainty. Our PCI DSS readiness and compliance transformation services help you understand your organization’s current compliance posture, prioritize remediation efforts and build a roadmap toward successful assessment outcomes.

Our advisors perform comprehensive readiness reviews, maturity assessments and gap analyses to identify areas of risk before they become audit findings. We help your organization prioritize remediation activities, align stakeholders around business priorities and prepare for evolving PCI DSS requirements.

Beyond assessment readiness, we help transform compliance programs into efficient, repeatable processes that support long-term resilience. You gain greater visibility into compliance risks, improved program maturity and a clear path toward sustainable readiness with fewer surprises during assessment cycles.

Payment architecture and transformation

As payment technologies continue to evolve, your organization must balance innovation with security and compliance requirements. Our payment architecture and transformation services help your organization modernize payment ecosystems while maintaining alignment with PCI DSS objectives.

We assist your organization with evaluating current-state payment architectures, designing future-state environments and assessing modernization initiatives involving cloud, hybrid and emerging payment technologies. Our advisors provide guidance on secure payment design, tokenization strategies, infrastructure transformation and compliance-focused architecture reviews.

By integrating security and compliance considerations into transformation initiatives from the beginning, your organization can accelerate modernization efforts while reducing risk. The result is a scalable, future-ready payment architecture that supports business growth without compromising security or compliance.

PCI DSS governance and program development

Achieving compliance is important, but maintaining it requires strong governance. Our PCI DSS governance and program development services help your organization establish the structure, accountability and oversight necessary to manage PCI compliance as an ongoing business process.

We work with leadership teams to design governance frameworks, define ownership and responsibility models, develop meaningful performance metrics and modernize compliance operating models. Through executive reporting, risk oversight and program development initiatives, we help your organization create sustainable compliance programs that extend beyond annual assessments.

The outcome is stronger accountability across the enterprise, improved visibility into compliance risks and a governance model that supports continuous improvement and long-term success.

PCI DSS sustainment and managed advisory

Maintaining PCI DSS compliance throughout the year can strain internal resources and create operational challenges. Our PCI DSS sustainment and managed advisory services provide ongoing guidance, oversight and specialized experience to help your organization remain assessment-ready at all times.

We support your organization through continuous compliance activities, periodic health checks, evidence management, executive reporting and strategic advisory services. Your organization can also leverage our experienced virtual PCI leadership, including virtual internal security assessor (vISA) and virtual chief information security officer (vCISO) support, to strengthen internal capabilities and provide guidance when needed.

In addition, we help you address third-party risk management and other governance, risk and compliance (GRC) requirements while enabling more efficient compliance operations. The result is year-round readiness, increased confidence in compliance outcomes and access to trusted advisors who help keep payment security programs moving forward.

A connected advisory journey
Our advisory portfolio is designed around the real-world challenges your organization faces throughout the payment security lifecycle. Your organization can engage with a specific need, such as assessment readiness or payment modernization, and expand into complementary services as your program evolves. This connected approach helps your organization optimize, prepare, transform, govern and sustain your PCI DSS program through a single, integrated advisory framework that delivers measurable business value, stronger security outcomes and lasting compliance success.

PCI assessment and validation services

RSM performs independent PCI assessments and validation services tailored to your organization’s business model, payment channels, technology environment and reporting obligations.

PCI DSS ROC assessments
RSM performs formal, independent PCI DSS assessments led by QSAs. The assessment evaluates the people, processes and technologies that affect payment card data security and culminates in an ROC and an Attestation of Compliance (AOC), as applicable. Our approach supports organizations with payment infrastructures of varying size and complexity, from single environments to complex global infrastructures.
PCI DSS SAQ support and validation
Organizations complete the applicable SAQ to report PCI DSS compliance based on their payment channels and validation requirements. RSM can assist with scope confirmation, SAQ selection, requirement interpretation, evidence review and remediation. When independent validation is requested and appropriate, our QSAs can assess the applicable requirements and support completion of the related AOC.
PCI Secure Software Lifecycle assessments
RSM’s certified assessors evaluate software vendors’ secure development lifecycle practices against PCI Secure SLC requirements. The assessment reviews the policies, procedures and standards applied throughout software design, development, deployment and maintenance, and supports the required reporting and submission process.

PCI cybersecurity testing services

Technical testing helps your organization identify vulnerabilities, validate segmentation and support applicable PCI DSS requirements across internal and external systems.

PCI ASV scanning
As an ASV, RSM provides full-service and self-service external vulnerability scanning options for internet-facing systems. Depending on the selected delivery model, services may include scan execution, pass-or-fail reporting, remediation guidance, rescan support and quarterly attestation support.
PCI penetration testing
RSM evaluates internal networks, external systems, applications and segmentation controls to identify exploitable vulnerabilities and misconfigurations. Testing is aligned with applicable PCI DSS requirements and provides actionable findings to strengthen security and support compliance validation.
Network segmentation testing
Where segmentation is used to reduce PCI DSS scope, RSM tests whether segmentation controls effectively isolate the CDE from out-of-scope networks and systems. Results help organizations identify pathways that could expand scope or expose payment environments to risk.
Internal vulnerability scanning
RSM performs internal vulnerability scanning and analysis across servers, workstations, network devices and other applicable systems. Reporting includes validated findings and practical remediation recommendations to help strengthen the internal security posture and support PCI DSS compliance activities.

Benefits of a sustainable PCI DSS compliance program

Why RSM for PCI DSS compliance?

RSM brings a collaborative, team-based approach to PCI compliance. Your organization gains access to professionals across PCI DSS, payment technologies, cloud security, application security, network security, governance and regulatory compliance. Our national PCI practice can scale to support emerging growth companies and large organizations with complex payment environments.

RSM is recognized by the PCI Security Standards Council as a QSA, an ASV and a Secure SLC Assessor company. RSM professionals also participate in PCI community initiatives, including the Global Executive Assessor Roundtable (GEAR), helping our team remain engaged in evolving payment security topics and standards.

Frequently asked questions

What is PCI DSS compliance?
PCI DSS compliance means implementing and maintaining the security requirements applicable to an organization’s payment environment and completing the validation and reporting required by its acquirer, payment brand, customers or other stakeholders.
What is the difference between a PCI DSS readiness review and a formal assessment?
A readiness review is an advisory engagement that identifies gaps and helps an organization prepare. A formal assessment independently evaluates compliance and supports completion of the applicable compliance reporting, such as an ROC and an AOC.
Do service providers need to comply with PCI DSS?
Service providers that store, process or transmit account data or that can affect the security of another entity’s CDE may have PCI DSS responsibilities. The applicable validation and reporting expectations depend on the services provided and stakeholder requirements.
Can PCI DSS scope be reduced?
Organizations may be able to reduce scope through changes such as segmentation, tokenization, outsourcing or payment architecture improvements. Scope reduction should be based on documented payment flows and a clear understanding of systems and services that can affect account data security.
What is a PCI QSA?
A PCI QSA is an individual certified through a PCI Security Standards Council qualification program and employed by a QSA company to perform PCI DSS assessments.
How can RSM support an organization that completes its own SAQ?
RSM can provide advisory support with scope determination, SAQ selection, requirement interpretation, evidence preparation and remediation planning. The organization remains responsible for its self-assessment and related representations unless RSM is separately engaged to perform an appropriate independent validation.

Ready to strengthen your PCI DSS compliance program?

Contact RSM’s PCI professionals to discuss your payment environment, compliance obligations and next steps.

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